I'm a creative Lending Solutions Partner with First Citizens Bank and approach each situation holistically to ensure I have a full financial picture before making my recommendations. I pride myself on being a value resouce for my clients whether they do business with me or I feel it's best to refer them to someone within my network. I always do the right thing for my clients and referral partners. First Citizens Bank started doing business in 1898 in Smithfield, NC. Since that time, we have grown significantly and moved our headquarters to Raleigh. We have enlarged our footprint to 20 states with over 571 branches and grown to 34 Billion in assets. Not only have we experienced impressive growth, but we have done it while maintaining our core values and remaining independent.